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Now is a difficult time to get into the towing industry as a tow truck operator.  The economy is still in the tank and people are coming up with creative ways to get their broken down vehicle from point A to point B.  It is wise to realize that if you are just getting in the tow truck industry, you should have a look at used tow trucks for sale as opposed to new tow trucks for sale.  Currently Crawford Truck has dozens of used tow trucks for sale that range in price from $6,000 to $35,000.  For an entrepeneur tha tis just starting out, the chances of getting a loan for these amounts is much higher than for a new Jerr-dan tow truck, which cna range from $55,000 to $100,000.  Both avenues offer benefits and negatives.  If you bought into an existing tow truck company, you may already have the finances to look at new rollbacks for sale.  If this is the case, then Crawford Truck has an excellent selection of wreckers in Massachusetts available. 

Another factor that should be considered when you are selecting the right jerr-Dan Tow truck for your business is what rig will make your job the easiest due to your location, city or rural area, and size of hte area your willing to cater to.  Typically in the northeast, the majority of quality tow truck operators chhoose Jerr-Dan Tow Trucks whic hahve flat beds or they look for rollback trucks for sale.  One of the reasons for this is that many vehicles in new england have all wheel drive and you can’t use just any wrecker in Massachusetts to pull an all wheel drive vehicle.

Although Jerr-Dan Tow Trucks, has recently introduced two new wreckers to the market, that are proving to be very versatile with our client base.  The Element by Jerr-Dan offers reliability with street agility.  The Element offers “patented over-center LOCKLINK mechanism which locks wheel retaining arms  in the full tire-engaged position” and “hydraulic self-loader which offers low profile crossbar with friction- adjustable, self centering feature.”

In addition, the MPL and MPL40 Jerr-Dan tow truck wreckers offer smart design and relenting performance.  This wrecker in Massachusetts offers the longest under lift, over-center LOCKLINK mechanism and a modular aluminum body.  One of the most useful features of the MPL is the clear deck top which offers more space for storage- the most usable flat storage in the tow truck industry.

The Jerr-Dan MPL40 offers all the great features of the MPL, but also offers some unique optional equipment.  One such feature is the Motorcycle towing Adaptor which makes one operator loading and unloading of motorcycles a walk in the park.  In addition, the MPL40 is also capable of utilizing a Tow Sling which gives the Jerr-Dan Tow truck additional recovery options for damaged vehicles.   The boom feature is also a must for every tow truck fleet.  The 8-ton Boom is all hydraulic and offers many additional features to allow for more recoveries in multiple situations.  

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In late 2007, the Federal Trade Commission (“FTC”) issued its “Red Flags” rule, which imposes identity theft regulations on a class of businesses that the FTC defines as “Creditors.” Many businesses are not aware, however, that the FTCâ??s expansive definition of Creditor sweeps into the Red Flags rule a broad array of industries, including professional services providers (for example, accounting and law firms), small businesses, non-profits, and retailers of goods. In fact, the FTC estimates that over 11 million businesses are covered by the new rule. The FTC will enforce its identity theft “Red Flags” rule beginning May 1, 2009.[1]

* * *

The “Red Flags” rule (found at 16 C.F.R. § 681) requires any “Financial Institution” or “Creditor” that offers or maintains “Covered Accounts” to develop written identity theft prevention and detection programs to identify, detect, prevent, and respond appropriately to identity theft Red Flags. “Red Flags” are patterns, practices, or specific activities that indicate possible identity theft; for example, when a customer complains about a bill for goods or services the customer claims never to have received.

A “Creditor” is a person who “regularly extends, renews, or continues credit,” including the right to purchase property or services and defer payment. The FTCâ??s current interpretation of “Creditor” is very broad. According to one FTC attorney, a Creditor includes anyone who regularly provides goods or services without requiring immediate payment. Both for-profit and non-profit entities may be affected. In fact, a company or organization may fall into the category of a Creditor that offers or maintains a Covered Account simply by permitting customers to pay for services by means of payment plans or monthly invoices. Although certain industry groups have challenged the FTCâ??s broad interpretation of the term “Creditor,” to date, the FTC has not issued an exception for any particular industry.

A “Covered Account” is also defined broadly, and includes “(1) [a]n account . . . primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions . . ., or (2) [a]ny other account . . . for which there is a reasonably foreseeable risk to customers or the safety and soundness of the creditor from identity theft, including financial, operational, compliance, reputation, or litigation risks.”

If a business is a Creditor, it must periodically determine whether it offers or maintains Covered Accounts. Although a “one-time” transaction (such as a typical retail sale) might not constitute a Covered Account, a customer account that provides for multiple transactions or payments and results in debt probably does. If a Creditor determines that it offers or maintains Covered Accounts, the Creditor must institute an identity theft prevention and detection program to address the risks of identity theft. The program must include reasonable policies and procedures to (1) identify Red Flags and incorporate them into the program, (2) detect and respond appropriately to Red Flags, and (3) periodically update the program. In addition, a Creditor must ensure that its third-party service providers have reasonable programs for detecting, preventing, and mitigating the risks of identity theft associated with the Creditorâ??s Covered Accounts.

Fortunately, the Red Flags rule is risk-based and allows for “flexible implementation.” Thus, a Creditor should utilize policies and procedures that are “reasonable” and “appropriate” in light of the Creditorâ??s activities, the types of Covered Accounts at issue, and the relative risk of identity theft. The FTC has stressed that identity theft programs do not necessarily need to be complex or technology-driven. In fact, a Creditor may incorporate its already-existing policies, procedures, and technology. Some procedures may be as simple as checking a personâ??s identification before opening a new customer account. The FTC does not expect that the Red Flags rule will present a substantial burden for a Creditor that is not subject to significant identity theft risk, for example, a Creditor that does not maintain sensitive customer information. The FTC also does not expect the rule to present a significant burden for a Creditor that has already instituted policies and procedures to address identity theft risk.

Pending further guidance from the FTC, businesses should carefully consider whether they are subject to the Red Flags rule and, if so, what their compliance obligations will be. It should be understood, however, that in all cases the FTC requires that a Creditor have a written identity theft program that has been initially approved by the Creditorâ??s board of directors or an appropriate board committee, and that subsequent development and administration of the program take place at a board or senior management level.

Be Mindful of Changing Requirements. With identity theft becoming an increasing concern in virtually all industries, businesses that maintain or process sensitive customer information (such as social security or credit card numbers) should carefully assess their policies and procedures for protecting customer information. In addition, businesses that operate in multiple states should be aware that most states, in addition to the FTC, have statutes and regulations regarding identity theft. For example, over forty states, including Maine, require businesses to take certain steps, such as notification, when a data breach has compromised certain customer information.

Recently, the State of Massachusetts issued even stricter regulations, requiring businesses to develop “comprehensive information security programs” to protect personal information such as social security, driverâ??s license, and financial account numbers. These regulations, found at 201 C.M.R. § 17.00, are not limited to Massachusetts-based businesses. Rather, they apply broadly to persons “who own, license, store or maintain personal information about a resident of the Commonwealth of Massachusetts.” Massachusetts is requiring compliance with these regulations by January 1, 2010.

Conclusion. Businesses that use or maintain personal information susceptible to identity theft should be mindful of this rapidly evolving area of law, and they should consider seeking assistance from legal counsel to determine how best to comply with state and federal requirements. If you have questions regarding the effect of laws related to identity theft on your business, such as the Red Flags rule, please contact an attorney in the Business Law Group at Verrill Dana, LLP.

For further information please contact the Verrill Dana attorney listed below:
Alistair Y. Raymond
Business Law Group (araymond@verrilldana.com)

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Supporters of healthcare reform claim that it will make insurance more affordable, especially for individuals and small groups. Increased consumer protection and newly-created exchange markets would presumably allow smaller businesses to band together for cheaper rates. That would allow them to better compete with large corporations, who are able to use their buying power to decrease their health insurance costs.

However, the results may not be so bright. Some examples from Massachusetts, which enacted its own legislation several years ago, are beginning to become apparent. They highlight the downside of affordable health insurance reform for small business owners.

The national law gives the federal government the eventual power to impose price controls on health insurance companies, if needed. In Massachusetts, Governor Deval Patrick is already taking those steps. Eventually, the economy may implode as a result. Those worries go beyond the ideological concerns about further government encroachment on private enterprise.

What is the problem with that? The issue is that many small business owners fear that the law does not do enough to control costs at the same time. The state’s insurance exchange market–the Commonwealth Connector–has failed to sufficiently bend the cost curve. Businesses note that there are relatively few options available for small business employees at near-market rates. Instead, it has focused on providing heavily subsidized plans for the previously uninsured. Therefore, the Connector is little utilized by small businesses: only around 1,500 of all small business employees in Massachusetts are insured through the exchange.

Meanwhile, the lack of focus on small businesses has been apparent. The launching and implementation of pilot programs and even posting of relevant information on their website was delayed for several years after the Massachusetts bill was passed. The programs that have finally launched attracted few small group health insurance providers, and correspondingly few businesses. Also, it has been slow in approving unique, attractive products that will reduce operating costs for smaller firms.

Hopefully, the Obama administration will learn from these mistakes. Efficiency in providing options for small business owners seeking health insurance is essential in order for healthcare reform to be a success.

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Pothole Pictures: Normally this name wouldn’t create a positive image for a movie theater. But in Shelburne Falls, Massachusetts, where glacial potholes in the Deerfield River running through the village are a cherished part of the landscape, the name works well.

When naming a business whose geographical reach and clientele are mainly local, you can use nicknames, regional or city lore, local in-jokes and historical references that might be lost on outsiders. Subliminally, these kinds of names drive home the message, “We’re rooted in your community.”

Besides features of the landscape, consider these sources of inspiration:

* City nicknames. Some residents of Northampton, Massachusetts affectionately refer to it as “Noho,” so a local studio calls itself Noho Yoga. Happy Valley Gifts in nearby Amherst also plays off a local nickname.

* Historical references. Paradise Copies, Paradise Spa and Paradise Taxi all refer to the locally well-known fact that in 1851, Swedish singer Jenny Lind pronounced Northampton “the Paradise of America.” Likewise, residents understand that the Calvin Theater pays homage to Calvin Coolidge, who before becoming U.S. president served as mayor of Northampton.

* Archaic names. Geographical names no longer in use may have the same sort of cachet for locals in the know. Norwottuck Realty Company and Nonotuck Community School both make reference to Native American names for what is now Northampton.

* Local in-jokes. Upingil Farm in Gill, Massachusetts “humorously describes its location perfectly for those of us who live here,” a colleague tells me. “I’m sure the owner of the farm has been referred to as ‘Mr. Upingil’ by outsiders who don’t understand the pun in the farm’s name.”

Homegrown industries and the mascots for high school and college athletic teams in the area can also inspire business names with a local aura.

What about locally inspired names for companies doing business nationally or internationally? In most cases, such a name won’t register meaningfully at a distance. It won’t hurt but won’t help the business, either. At worst, such a name can backfire.

For instance, Nobscot Corporation is named after an Algonquin Indian word meaning “rocky place,” and alludes to a hamlet in Massachusetts frequented by author Henry David Thoreau. Nobscot comes across respectably in the U.S. but evokes snickers in England, where “nob” is slang for a private part of the male anatomy.

Use my examples from Massachusetts to spark insights and ideas for your own locale if you have a local business to name!

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Massachusetts MGL93H or 201CMR17 have  not been widely publicized despite originally being scheduled to go into effect on January 1, 2009 and many small business owners that I talk to each day in Massachusetts and around the country have no idea what they are and how they might impact their business in the future, but they will.

How Do These Two Pieces of Legislation Work?

MGL 93H means to define security breaches and regulations for the safeguarding of personal information of any Commonwealth of Massachusetts resident.  While MGL93H sets in fact that there is indeed a law on the books to deal with security breaches, the regulation 201 CMR 17.00 that will go into effect on January 1, 2010 implements the provisions of the law and describes what you need to have in place in order to achieve compliance.

What Does 201 CMR 17 Mean For My Business?

201 CMR 17.00 essentially sets minimum standards for the protection of the personal information of any Massachusetts resident, whether it is stored in paper or electronic format.  This response to the explosion in identity theft is an effort to ensure that anyone that owns, licenses, stores, or maintains information about a Massachusetts resident must follow a set of requirements to protect that data from those that might use it inappropriately or illegally.  What must be considered is if and how these regulations will impact your business.  If you take information about your customers, employees or even contract help (that reside in Massachusetts) such as their name, along with:

Address Social Security number Credit card number Driver’s license information Other state issued identification information

and hold it in paper format or a database for any purpose – then these regulations will affect you and you must take steps to comply.

If you accept credit cards for instance, you will collect either an imprint of the card or the data from the magnetic stripe. With this information you will complete your
transaction and keep a record or at the very least have that data pass through your network to a third party card service provider.   For many business owners the first reaction is I do not save this information, so it does not apply to me.  The potential issue is collecting and transmitting the personal credit card information and the fact that your employees have access to it during the transaction.

If you are located in the Commonwealth of Massachusetts or have employees who reside there and you keep employment applications, a copy of a driver’s license, a personel file or payroll information  on them than 201 CMR 17 applies to you and you must comply.

When I tell this to small business owners their first reaction is more government regulations that will require more technology and more costs that they can not afford right now.  The problem is that your customers are your life’s blood and you need to protect them and their information.  No small business can afford the cost or implications of a data breach.  Aside from the obvious fines that might be imposed by the state and the legal costs and remediation costs associated with a breach, there is an even greater cost, one that could cost your entire business – the trust of your customer and the reputation of your business.

So What Do I Have To Do?

CMR 201 17.00 says specifically that those that own, license, store, or maintain information (in any way) about a MA resident shall develop, implement, maintain and monitor a comprehensive, written information security plan (WISP), applicable to any records containing such personal information. In addition to creating and maintaining a WISP, you will need to identify the components of the program that will include:

Designate one or more employees to maintain the comprehensive information security program. Identify and assess reasonably foreseeable internal and external risks to the security, confidentiality, and/or integrity of any electronic, paper or other records containing personal information. Develop security policies for employees. Limit the amount of personal information collected. Identify paper, electronic and other records, computing systems, and storage media, including laptops and portable devices used to store personal information, to determine which records contain personal information, and seven other points that address the duty to protect personal information.

201 CMR 17.00 goes further and describes the methodologies that are expected to be complied with when considering the technology that you use.  In this section of the regulations entitled Computer System Security Requirements, the state has outlined the technology requirements in order to be compliant. These requirements include:

Securing user authentication protocols Securing access control measures such that restrict access to records as well as manage passwords and users. Encrypting data during transmission as well as any data on mobile devices such as laptops and PDAs. Ensuring that there are current versions of security software such as anti-virus on systems. Training employees about information security

The bottom line is that these new regulations not only serve to require that you have a set of policies and proceedures in place for effectively managing your information security, but actually directs you on what needs to be in place for technology compliance.

A great deal of the personal information that is compromised is stolen while stored or transmitted electronically, but this critical data can also be stolen for
the use in committing a crime while stored on paper in a file cabinet or if it has been improperly disposed of in a dumpster. The goal of MA MGL 93H and 201 CMR 17.00 is to change how a business views personal information and takes steps for its proper collection, use, storage, transport and destruction.

Compliance for a small business does not have to be cost prohibitive, but depending on the size and scope of your organization, changes may be necessary.  To learn more about 201 CMR 17 and developing a WISP for your company go to www.201CMR17Solutions.com.

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WOBURN, Mass. â?? Satish Patel has big plans for his Sunbelt Business Sales & Acquisitions franchise in New England, which he started in 2003. Patel, the chief executive officer and president, has grown his franchise to four offices in Massachusetts, and he is looking to expand to another six offices over the next three years.

Sunbelt Business Advisors Network LLC is a national business brokerage firm based in Independence, Ohio, that helps people buy and sell businesses. Sunbelt has 300 offices in the United States as well as in 30 countries and employs 1,500 business brokers. In February 2006, Sunbelt was acquired by Merrymeeting Inc., an investment firm that focuses on acquiring and developing franchised brands.

Sunbelt focuses on: general businesses with gross sales of less than $1 million and fewer than 20 employees, as well as franchise re-sales. Typical brokerage deals are in the $3 million to $30 million range. Sunbelt brokers the sale of about 4,000 businesses annually.

Sunbelt was founded in 1978 by Edward Pendarvis, who remains chairman emeritus. Pendarvis first met Patel at a Sunbelt franchise meeting and said he is in the â??upper tierâ? at Sunbelt because he is able to broker some of the chainâ??s larger deals. According to Pendarvis, the best brokers are those who have experience in business and understand it, and what makes Patel a good businessman is that he is good at dealing with people.

Patel is originally from outside of Mumbai and came to the United States about 20 years ago. He has a degree in international management from the Maharaja Sayajirao University in Baroda, India, and an accounting degree from California State University, Fullerton. He is also a charter member of The Indus Entrepreneurs.

He is a certified public accountant and after about 10 years in accounting, he became his brotherâ??s chief financial officer at his software start-up, helping sales reach $10 million and arranging for the sale of the company in 2000.

He became involved in helping his wifeâ??s small chain of retail stores, which grew to about a dozen, and was later sold to a public company.

Patel said when he and his wife were looking for someone to represent them in selling their retail chain, he could not find anyone who was qualified to handle a large transaction like this, or someone he could trust. This stuck in his mind, and he began researching and looking into this business sector.

Patel said he likes the broker business because it is challenging, complicated, and there are not many good brokers out there. He added that being a business broker is about the process, through which finding the right buyer can reap the maximum value for a company.

â??Our goal always is to find multiple people bidding on the same company and as a result, we try to get the maximum price for the company,â? he said.

His ability to do so has led to success. Since starting in 2003, he said the business has grown every year, and he wants to become the premiere business broker and merger and acquisition company in the area. Currently, Patelâ??s Sunbelt franchise business has about 25 people working on the business brokerage side.

Patelâ??s Sunbelt franchise is based in Woburn, Mass., with offices in Worcester, Boston and Stoughton. Patel owns the rights to the whole New England territory and wants to establish offices in Maine, Vermont and New Hampshire. When he bought the New England territory, he said it was underdeveloped at the time, but he is changing that.

â??Our goal is basically to open about 10 offices throughout the New England territory. And thatâ??s our territory,â? he said.

Patel said his Sunbelt franchise focuses on smaller businesses, which account for 50 percent of his franchiseâ??s revenue. The other 50 percent comes from larger deals, which is the mergers and acquisitions side of the business that focuses on deals worth over $5 million.

The fact that Patelâ??s Sunbelt franchise also focuses on mergers and acquisitions puts it at an advantage since few similar companies have divisions for business brokerage, as well as mergers and acquisitions, he said. The difference between a merger-and-acquisition buyer and a business-broker buyer is that a merger-and-acquisition buyer has a more strategic outlook. For example the goal in a sale could be to add another product line. A business broker wants to buy a business that will give clients a job running a business such as a convenience store or pizza shop.

Patel added that by being able to accommodate both types of buyers gives his business has an advantage because.

Patel said that it normally takes about nine months to sell a smaller business.

He added that his Sunbelt franchise is also selective about which businesses it chooses to represent because they work on commission. If a business is does not have the potential for sale or is overpriced, Patel will not take it.

As a long-term goal, Patel said he wants his franchise to also serve as an investment banking firm that provides small- to mid-sized businesses with services like consulting, financinging and help to make the transaction move smoothly even after the business is sold, whether someone is interested in selling or acquiring. Patel said he sees it as a one-stop service for small- to mid-sized companies.

According to Patel, his Sunbelt franchise has sold hundreds of businesses since it started. Last year, the franchise received an award for closing the largest deal of any Sunbelt office. Patel said the deal involved a building material supply company that was sold for over $50 million.

Patel also owns part of Sunbeltâ??s India territory, and he plans to open an office in Mumbai and possibly another in the state of Gujarat He said there are a lot of cross-border transactions taking place right now between Indian and American companies, and he wants his franchise to become the main officer to deal with these transactions through Sunbeltâ??s network.

Sunbelt Network is an international network of seasoned professionals providing expert acquisition and divestiture services for business buyers and sellers. The company was started in 1981 and has grown today to over 300+ domestic offices and 11 international offices located in 9 countries. Sunbelt NE is a franchise for Sunbelt Network with strong presence in New England. Visit http://www.sunbeltne.com for further information.

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www.vmusicbook.com sells an e-book, which provides solutions for most issues that unsigned musicians experience.

VmusicBook was created for those who wish to set up and successfully run an independent music business, especially for the URBAN markets such as Hip-Hop, R&B, Drum & Bass and all other Dance genres including UK Grime.

VmusicBook is one of the first music resources of its kind. It is said to be the most comprehensive and detailed directories sold online giving you direct access to 100s of important contacts.

VmusicBook is an invaluable business tool for unsigned talent looking to turn their talents or skills into a legal business. No matter what you do if it is creative and entertaining then this is without doubt for you.

The VmusicBook was made for unsigned artists and musicians, label owners, music producers, songwriters, engineers and mangers. Get your music or songs into television, films and commercials.

Music is not just an art, it is becoming one of the most profitable aspect of entertainment business. You have to be very alert about the surrounding entertainment ventures so that you can provide people with the kind of music they would really enjoy. Therefore, if you are joining up with the music business or even if you are an established music businessperson, you need to have good plans for its expansion. The artists and people involved in it should be skilled and therefore you need to make contracts with such people from the music industry. The following article will tell you something about the different aspects of Music Business Plans & Contracts.

• Among the Music Business Plans & Contracts, let us first consider the types of plans you might want to apply, such as you may be interested in a soloist, a band, a production house or any other type of business you will need a good planning the first thing that you should consider is the place where your about to perform. Study the different places, which are convenient to you and are likely to provide you some business. The towns, cities or parts of these where the music industry is tangled largely is a much better option. After, you find a place buy or rent a suitable hall or auditorium where you can perform.

• Then the second important thing about Music Business Plans & Contracts is planning the budget. Music business can give you many profits; however, it also requires some initial investment. Also, note that you can suffer loss as well. Therefore, planning budget has to be done carefully. Spending money on contracts with good artists, the place for performance as well as marketing is very important. If you do not spend or care much for them, you may suffer a loss. On the other hand spending too much money also is not wise. You will have to decide how and much to spend according to the conditions.

• Then after this, the next thing while for considering Music Business Plans & Contracts includes finding the right business contracts. As you are in the music business, you have to be aware of all the people in this industry. You need be aware who is a very good performer, about the popularity of different artists, etc. keeping such information can be useful for getting the right people for you music business.

• Music Business Plans & Contracts include several contracts. Among them, the artists are the most important. Sometimes the popular artists demand far too much than what they really deserve. Their fame can bring you some more business however do not forget that audience also loves a good performance. Therefore, instead you can contract cheaper but good artists, rather than popular ones.

• However, the artists are not the only ones those will be involved in your music business. The other contracts like record label, personal manager, producer, publishing company, advertising company, etc, also are very important. Their skills as well matter.

• After finalizing venue, artists and other associated people, and the performance you are about to present, you should plan how you are about to market it. Marketing is the thing, which plays the most crucial role in success of business, and therefore you should think seriously about it. Along with marketing, you also need to think about the time of your show and the ticket rates for it.

These are only some of the aspects of Music Business Plans & Contracts. You should definitely consider these if you want to make your business a successful one.

Coutesy of www.vmusicbook.com ©VmusicBook, Inc. 2008

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Comprehensive healthcare reform has been law for the fast two months, with a reconciliation package following it soon after. The legislation includes provisions that provide tax credits to small businesses that partially subsidize the cost of health insurance for their employees.

However, many businesspeople have worried that those measures didn’t go far enough. The National Federation of Independent Businesses–a major trade group–joining the lawsuit multiple state attorney generals have filed against the law does not help that perception. They believe that the costs will still be too high.

Acknowledging this issue, Massachusetts is taking the first steps beyond the federal law. Democrats in the State Senate are proposing a one-time tax of $100 million, levied towards hospitals. According to Therese Murray, the chamber’s president, those funds will go directly towards a fund that will reduce the out-of-pocket cost of small employers’ premiums.

Another relevant provision of the bill lets multiple small businesses work together and maximize their buying power through health insurance associations. The associations, of which there can be four with under 15,000 people each, should give them greater negotiating clout versus the health insurance companies. In addition, firms that provide wellness incentives to their employees will receive a 5 percent subsidy on their insurance costs, on top of the federal government’s subsidies.

The proposal, which also mandates greater disclosure of costs, passed the Massachusetts Senate on a pure party line vote. Murray is hoping that the state’s House of Representatives will also pass the bill, which supporters believe will save small businesses up to 15 percent on their group health insurance. During recessionary times, those funds would then be freed up for job creation. While a laudable goal, others are certainly skeptical.

Republicans in particular feel that it is a stopgap mechanism that does nothing to solve the problem of ballooning health care costs. If the state Congress reaches a consensus on a joint bill, Democratic Governor Deval Patrick will most likely sign it.

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I am interested in starting a job recruiter business that is based in Massachusetts. Are there any special licenses required? Or where can I find out more information about requirements for starting this business?

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I wanna be a professional musician when i grow up. I want to go to music school. What are the “ivy league” schools of music? in other words, wat are those few schools that are the best for music or the arts?

however, i dont just want to learn how to perform music, i want to learn about the business of it too, like producing, copyrighting, selling cds, running a studio, etc… what are the best schools for that?

and are there music schools that teach both performing arts and the business of music? if so, wat are the best schools for that?

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